Start, grow or scale your business with tailored finance solutions from our award-winning brokers, with lending starting from $5,000

without the stress of dealing with banks

     
 5.0 
 Top Rated  Service
 verified by Trustindex 
 Trustindex verifies that the company has a review score above 4.5, based on reviews collected on Google over the past 12 months, qualifying it to receive the Top Rated Certificate.

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Speaking Finance

Client Feedback & Reviews

Testimonials

     
 5.0 
 Top Rated  Service
 verified by Trustindex 
 Trustindex verifies that the company has a review score above 4.5, based on reviews collected on Google over the past 12 months, qualifying it to receive the Top Rated Certificate.

       
 Excellent5.0382 reviews
 5.0
 Excellent382 reviews
 
 
 
       Posted on Google  
  
 
   Ashalagari Shivnath 
 3 days ago
 
 
 Trustindex verifies that the original source of the review is Google.  I had a great experience working with Jeremy from Speaking Finance. He made the entire finance process smooth and stress-free. Not only was he professional and responsive, but he also secured me a much better interest rate than what the dealership was offering. Jeremy took the time to understand my needs and found the best option tailored to my situation. Highly recommend!
  
 
 
     Posted on Google  
  
 
   Flynn Andersen 
 19 days ago
 
 
 Trustindex verifies that the original source of the review is Google.  Jeremy at speaking finance was great when it came to helping secure a car for me and my family, from start to finish was smooth and professional, definitely worth it!
  
 
 
     Posted on Google  
  
 
   Alfred Gadelrab 
 21 days ago
 
 
 Trustindex verifies that the original source of the review is Google.  Excellent service from Jeremy from Speaking Finance. He made the car loan process quick and easy, kept me informed throughout, and managed to get the finance approved in a timely manner.
  
 
 
     Posted on Google  
  
 
   Angeliza Wanstall 
 25 days ago
 
 
 Trustindex verifies that the original source of the review is Google.  Jeremy is compassionate, friendly and knowledgeable. He helped me find a loan where others told me it was impossible.
  
 
 
     Posted on Google  
  
 
   Manan Rajgor 
 31 days ago
 
 
 Trustindex verifies that the original source of the review is Google.  We recently had a great experience with Speaking Finance, and I would especially like to thank Krishneel for his amazing service. He was extremely professional, friendly, helpful, and supportive throughout the entire loan process. He explained everything clearly, kept us updated at every stage, and made the whole process smooth and stress-free for my wife. Krishneel genuinely cares about his clients and goes above and beyond to help. We really appreciate his patience, communication, and excellent customer service. Highly recommend Speaking Finance, and especially Krishneel, to anyone looking for finance assistance. Thank you so much, Krishneel, for making our experience such a positive one! 🙏😊
  
 
 
 
 
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FAQS

Frequently Asked Questions

What types of business finance do you provide?

We arrange a wide range of business finance solutions, including business loans, equipment finance, working capital, and cash-flow funding, tailored to your business needs.

What is asset and equipment finance for businesses?

Asset and equipment finance helps businesses acquire vehicles, machinery, and equipment without large upfront capital outlays. The asset is funded over time, preserving cash flow and working capital.

What types of assets can be financed?

Businesses can finance a wide range of assets including vehicles, plant and machinery, construction equipment, medical equipment, IT hardware, and specialist or industry-specific equipment.

Can startups or new businesses apply for equipment finance?

Yes. Many lenders will consider applications from startups or newly established businesses, particularly when the asset is essential to operations. Additional security or director guarantees may be required.

How is a business finance broker different from going directly to a bank?

A broker compares options across multiple lenders, negotiates on your behalf, and structures finance strategically—often securing more competitive terms than a single lender can offer.

What information do I need to apply for business finance?

Typically, lenders require financial statements, tax returns, business details, asset information, and a clear understanding of how the funds will be used. Requirements vary by lender and loan type

How long does the business finance approval process take?

Timeframes vary depending on the loan type and complexity, but approvals can range from a few days for simpler facilities to several weeks for larger or more complex transactions.

Can you help businesses with complex or non-standard financial situations?

Yes. We specialise in structuring finance for self-employed borrowers, growing businesses, and complex scenarios that may not fit standard bank lending criteria.

Are there tax benefits with asset and equipment finance?

Depending on the finance structure, businesses may be able to claim tax deductions such as interest, depreciation, or lease payments. Tax treatment varies, so professional accounting advice is recommended.

What finance terms are available on asset and equipment finance?

Terms typically range from 1 to 7 years, depending on the asset type, its useful life, and the business’s financial position. Structured repayments can align with seasonal or cash flow cycles.